Who Will Advise Me?
Ask who gives advice, manages accounts and supervises the service. At Shariawiz Advisory, Shakeb Kundiwala provides the advisory services. Abed Awad and Umer Khan do not participate in those activities.
Client decision guide
Questions to ask when choosing
an adviser.
Compare the services, total costs and responsibilities that matter to your family. Fees alone do not tell you whether two offerings provide the same services. Ask each provider for its current brochure and written service description.
How to decide.
What Will I Receive?
Ask whether the engagement includes a financial plan, ongoing investment management, review meetings or document tools. Shariawiz Advisory’s written agreement identifies the deliverables and any continuing services.
What Will I Pay?
Compare the advisory fee with investment product expenses, custody and transaction charges, and outside professional costs. Our current brochure describes management and planning fees; your agreement sets your fee.
How Are Investments Screened?
Ask about methodology, data sources, monitoring and limits. Our approach is described in the brochure. Screening does not guarantee religious acceptance or investment performance.
Who Holds My Assets?
Ask who the custodian is and who makes investment decisions. Shariawiz Advisory manages eligible accounts under an advisory agreement; a qualified custodian holds the assets.
What Legal or Tax Help Is Included?
Ask whether legal representation, tax preparation or religious consultation requires a separate engagement. Our advisory service does not include individual services from Abed Awad or Umer Khan.
What Conflicts Should I Know About?
Review the brochure for affiliations, compensation and outside activities. Ask how any recommendation involving insurance or other outside services is handled.